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6.44 \u0915\u0930\u094b\u0921\u093c \u092a\u0930 \u092a\u0939\u0941\u0902\u091a \u0917\u0908\u0964 PFRDA \u0915\u0947 \u091a\u0947\u092f\u0930\u092e\u0948\u0928 \u0926\u0940\u092a\u0915 \u092e\u094b\u0939\u0902\u0924\u0940 \u0915\u093e \u0915\u0939\u0928\u093e \u0939\u0948 \u0915\u093f APY \u092e\u0939\u093f\u0932\u093e\u0913\u0902 \u0914\u0930 \u092f\u0941\u0935\u093e\u0913\u0902 \u0915\u0947 \u092c\u0940\u091a \u0915\u093e\u092b\u0940 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0939\u094b \u0930\u0939\u0940 \u0939\u0948\u0964 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2024 \u092e\u0947\u0902 \u0915\u0941\u0932 \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u092e\u0947\u0902 \u0938\u0947 52 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092e\u0939\u093f\u0932\u093e\u090f\u0902 \u0925\u0940\u0902\u0964 \u0905\u0917\u0930 \u0938\u0915\u0932 \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u0915\u0940 \u092c\u093e\u0924 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\u092f\u0939 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u0947\u0902\u0936\u0928 \u092b\u0902\u0921 \u0930\u0947\u0917\u0941\u0932\u0947\u091f\u0930\u0940 \u090f\u0902\u0921 \u0905\u0925\u0949\u0930\u093f\u091f\u0940 \u0915\u0947 \u091c\u0941\u091f\u093e\u090f \u0921\u0947\u091f\u093e \u0938\u0947 \u092e\u093f\u0932\u0940 \u0939\u0948\u0964\u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0906\u0902\u0915\u0921\u093c\u0947 \u092c\u0924\u093e\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0915\u0941\u0932 \u0928\u093e\u092e\u093e\u0902\u0915\u0928 \u0915\u093e \u0932\u0917\u092d\u0917 70.44 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